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Health insurance, pre existing condition?

what is the difference between a pre existing condition in health insurance and pre existing condition exclusion period. im reading from howstuffworks, health insurance but still confuse. i understand employer waiting period. here is the link for pre existing condition http://health.howstuffworks.com/health-insurance12.htm here is the link for pre existing condition exclusion period http://health.howstuffworks.com/health-insurance13.htm

 

 

How greatly does color impact the cost of insurance (Geico, if that helps.)?

I'm car shopping (Even though I still don't have enough money. I'm still in the research stage). I was originally thinking dark blue (Thankfully, I want to stick to that on most of the sportier ones.), but I've found certain models that I really like in red. I was told that it's really hard to afford insurance on red cars. (Even if they aren't exactly party vehicles... The Buick Lacrosse is in my top 5.) How true is this?

 

 

Progressive vs Allstate Auto Insurance?

I am going to be saving $500 with either company. Just curious on anyone's opinions. Both are going to be saving me about $40 a month.

 

 

Geico car insurance !?

i have car insurance with Geico, on the policy was said Effective date : 12/20/2009 ... ( just bought insurance from Geico on 12/29/2009 ). i got accident today,( 12/22/2009 ),a deer jump into the front of my car and the front bumper messed up really bad... i know on the policy its said the effective date is 12/20/200/9 but still i wonder am i cover when i just recently bought the car insurance from them ( for 1 day and a half i guess ) ?!!! am just so ... panic and .. confuse right now !

 

 

2000 HONDA CIVIC CAR INSURANCE?

I'm 18 and a girl and have had my license for 2 years. My car insurance is 170$ a month, is that a lot? I don't know much about cars but it doesn't seem right. I only have full coverage for my medical and not my car. I have AAA car insurance. HELP please! I bought my car salvaged also.

 

 

How much do you pay for Manitoba car insurance?

How much would an 18 year old male pay for car insurance? If you are that age or around there please tell me your age and what car you drive. I was interested in comparing w/ Manitoba because I live in Ontario and apparently my dad told me its 1000-1500 dollars a year!

 

 

What is the most affordable health insurance for children for a family who's income is $60k?

What is the most affordable health insurance for children for a family who's income is $60k?

 

 

Affordable Health Insurance in California?

I'm really sick and I went to the doctor's office yesterday to see what I had. I was under Medical but the doctor said he couldn't see me because I had to pay $795 dollars monthly for them to see. I don't understand why I would pay so much, I'm 20 years old, a single mother, and a full-time student. I work too, but my income is less than $1200 monthly. Has this happened to anyone? My baby is still covered by medical but I would like to find an affordable health insurance for the two of us... does anyone know of one? thank you [:

 

 

Help with teen car insurance?!?

on average how much do you pay for your car insurance as a teen and with what company? oh, and where you live?

 

 

What kind of life insurance should my husband get?

We are looking to get a life insurance policy for my 25 year old husband. We have three young children so we're trying to figure out what would best provide for the family if God forbid something were to happen to him.

 

 

Health insurance question plz help?

My husband lost his job and my and our child health insurance was with him. Can i get health insurance my employee even through its middle of the year will my husband loosing r insurance qualify us qualify event that allow you to enroll

 

 

A question about state farm auto insurance?

If I plan on buying a car with two seats, I'm male and get ok grades, what would be the difference in insurance costs if I got a car with 4 seats?

 

 

How much would car insurance for a 21 year old be for all state?

How much would car insurance for a 21 year old be for all state?

 

 

Unlicensed Driver / Settle w/o car insurance?

Someone borrowed my car and got into a minor accident. Turns out they have a suspended license :( He told the other driver he would pay for damages, just give him 2 estimates. He didn't get the other drivers info at all (grrr!) .. only gave him info from my insurance card and his cell number. A few days go by and no contact from other driver. Today my insurance company calls me asking for details! :( Now what do I do!? Can this still be settled without the insurance company?? I've never had to deal with insurance companies before so I dont know what to tell them and I want to minimize any trouble I may be in now thanks to friend who borrowed car!

 

 

Any one know where I can find an affordable car insurance on line?

In Monterey Park,california

 

 

Income protection home mortgage insurance?

Hi, My company has lost a contract and I have big chances of loosing my job.... I went to buy income protection insurance for myself to support me and my daugter..... What are the things that i need to consider to make sure that as i hear around people saying that the insurances do not pay back most people.....

 

 

Im 18 and I live in florida and i just got a quote for auto insurance and they said it would be 236 a month?

I just got a quote for a 2002 Chevrolet Malibu. I wont be making any payments on it. Im 18 years old and the insurance is going to make me pay a down payment of $502 and my Monthly payments will be $236. So many people tell me that I need to shop around more. I have a learners License now. If i go and take the operators test i already know i will fail so I need more practice on my own I CAN drive just dont have much experience on a real road. So is $236 good you know for someone my age.? I really need this car before the end of the month. I have to have a way to go to college and Work.

 

 

Looking for cheap car insurance,small car,mature driver? any recommendations?

Looking for cheap car insurance,small car,mature driver? any recommendations?

 

 

Health insurance for pregnant women?

Does anyone know a good (and inexpensive) insurance provider for pregnant women?

 

 

Will having a new licensed driver in the house affect car insurance rates?

I live in New York, and I'm getting my license. My sister is afraid that having another licensed driver living in the same household will raise her car insurance rates. I told her I didn't think it would, since I wouldn't be going on her insurance, I would be getting my own. Does anyone know the answer?

 

 

Car insurance in Trinidad?

What are some car insurance companys in Trinidad, Im moving there in Decemeber, and considering importing a BMW Z4 with me, but need to find out how much its gonna be to insure :o) Thanks guys. Also Im kinda assuming its not really safe enough to drive around with the Roof down?

 

 

Where can I get affordable car insurance in Tennessee?

Where can I get affordable car insurance in Tennessee?

 

 

How much to insure a classic bus?

i'm a mild bus enthusiast, and would quite like to buy a preserved vehicle. and i was wondering how much it would cost to insure the vehicle for pleasure purposes only, and how much it would cost to run. fuel figures and what not, tax and mot. also, what are the complications in being 17, like max people to carry and whatever. cheers ;)

 

 

Do you have to have car insurance?

like the car has liabilty, but i will soon get my liscense and i am wondering if it is required by law for me personally to have insurance.

 

 

Who has the most lenient car insurance? Husband has points on his license from speeding, need cheap coverage.?

Who has the most lenient car insurance? Husband has points on his license from speeding, need cheap coverage.?

 

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free karma credit report

 

Would $5,000 cover the premium for a decent family health insurance plan?

If McCain's credit becomes reality, doesn't it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and market ...show more

 

 

Car insurance with motoring conviction?

trying too find insurance, that isn't a ridicules price for a close friend, he got 6 points for driving while uninsured last year, 200 fee. (and since it was in the first 2 years of him driving he had too re do his license). he has 2 criminal convictions... the cheapest i've found is at-least 5.000+.. don't want any judging, but surly insurance shouldn't be refusing too insure them, when they're actually trying too get insurance when there conviction was no insurance?

 

 

How much will insurance cost on a ktm 125 duke at 17 per year?

or month or what ever just need ideas on how much it will cost

 

 

Do I have to wait for my auto insurance card to arrive in order to drive?

I'm 17 and just got my license. My parents are calling their auto insurance company to put me down. Do I have to wait for the card to arrive in the mail or can I drive after calling?

 

 

How will my insurance handle a guy that hit someones head in my car?

a guy hit someones head into my car and says he wants to go through insurance to pay for it. I had nothing to do with it, I just happened to be there, but theres a good sized dent. Is this going to make my rates go up? i took it to get an estimate and was around $450

 

 

Globe Life Insurance Policy for children?

I've had a Globe Life insurance policy for my Daughter since just after she was born, didn't really think about it as it seemed like a great idea when I got their information in the mail. My Daughter will be 8 years old this February, I simply want to do whatever is best for her. I guess my question is three-fold, am I doing the right thing with this, is this a good policy to have, and lastly should I continue with this? Maybe one more, should I increase the coverage?

 

 

Where can I get affordable life insurance with good benefits?

I have 4 boys 19,18,15 and 13. So I will like to insure my kids. I live at SF, California. Any advice?

 

 

Can I switch Car Insurance 2 weeks later if I am financing a car?

I bought a car and I am financing it through the dealership. I got it insured but now I found a cheaper premium through a different Insurance Company, so I would like to switch. This is about 2 weeks after I put it on the original Insurance Company. And is there a fee for canceling the Insurance so I could switch to the other company?

 

 

How much is my car payment and insurance?

Hey, everyone else is asking the same 2 stupid questions, now it's my turn!

 

 

How much is adding my teenager to my insurance policy?

how much is the averge amount that i would have to pay when i add my teen to my auto-insurance policy..with their own car.

 

 

Is obligation have a motorcycle insurance in the USA?

Hi, im in Friona Texas and i have a car, but insurance is so expensive because im 20, so i think in buy a motorcycle because i hear that the motorcycle insurance is more cheap than car insurance, but is this truth? I hear than pay 400 for year So how much pay for insurance and is obligation have a motorcycle insurance?

 

 

Why are liberals comparing health insurance with car insurance?

When has the government forced people to drive or buy cars? The best way to avoid car insurance is by not owning a car, but with Obamacare if I refuse his wonderful medical care I get fined. I don't understand liberals, first they complain about the big bad pharmaceutical companies, but now they are cheering a law that forces people to buy insurance from those same companies. What if the companies can't afford to give everyones insurance? will Obama bail the out with borrowed money...again?

 

 

Does insurance cover one driver, or the car?

Like does the insurance only cover one driver, or does the insurance cover the whole car and whoever is driving? Like can I drive another person's car if they are insured? How about my parents car?

 

 

Anyone know any car insurance company's that can offer cheap car insurance for a 18 year old?

I am 18 and just bought a Nissan Altima 08. I live in California, Los Angeles. I am trying to get insured and they want to charge me $3000 a year. Thats $250 a month for car insurance. Its more then my car payments. Anyone know any insurance company that can offer a better deal?

 

 

How much would insurance be on 96 tahoe?

i'm 19, and i'm about to get my licences. i always be eye balling this tahoe. how much would insurance be on it??

 

 

What do the insurance groups of cars mean. for instance is 1 high or low.?

What do the insurance groups of cars mean. for instance is 1 high or low.?

 

 

What companies are still insuring unoccupied and or second homes?

This seems to be a new trend. It seems that insurance companies are canceling Homeowner's policies of their customers who are selling their homes! Once the client has to move out to their new home the insurance company cancels the policy on the home that's still for sale. This is being done even if the customer has been a client for over 30 years and is using that company for the new home! Sellers are having a rough enough time with the real estate market these days! What can be done about this? Also suppose the seller decides not to sell but keep the home as a vacation spot? Are second homes being uninsured also?

 

 

Car insurance INCREASE every 6 months with no accidents/tickets? wtf!?

Last year I had Unitrin Direct....they were charging me $85 a month...this is with NO tickets or accidents for the last 5 years of my driving record....this is also with the BASIC ...show more

 

 

How much is registration/insurance for a 17 year old?

Does anyone know how much car insurance is in QLD australia for 6 monthda and a year for a 17 year old

 

 

College Health Insurance in New York?

I am a full time college student in New York and have always been a resident of New York. In a week on my 19th birthday my health insurance through, Child Health Plus is going to end. I am unemployed and my parents do not have the options of family health plans. I do not know what to do I need to have coverage to be safe, does annyone know where I can get affordable health insurance as a student and at my age in New York.

 

 

Wont be able to pay rent and car insurance this week?

i mismanaged my money and now im in a dilemma.i get paid on the 6th. but wont have enough money to pay rent and car insurance. i have three choices. 1)pay my car insurance and be late with rent just pay it on the 20th.. late fee is $75. 2. pay rent and let car insurance cancel for a week. which i really don't wanna do since i don't know the consequences. i am financing a car. 3) pay rent and pay car insurance with savings account. but the funds wont be available until the next week. but the banks will try to process this over and over again.

 

 

Which is the Best Life Insurance?

Which is the Best Life Insurance? Less investment, good returns, life coverage, Accident Benifit

 

 

On average what will a 22 year old male pay for motorcycle insurance?

I have to get a new license in CA and decided to get a motorcycle instead of a car. That being said, how much will I pay? The area I am in is Monterey, CA.

 

 

What is the difference of term and whole life insurance?

I know this has been asked before, but what I want to know was never answered. 1. If you buy term and pay for 20 years and live longer, does your beneficiaries receive all the money? If they do, how does the company make money on term? 2. I have had whole for over 30 years and what I am paying is more than term ins. a month, but when I die, my beneficiaries will recieve much more than I could ever save. ( I pay over $150. a month for over $200,000. I know I will pay in about $50,000. My mutual funds aren't increasing so I think whole will do better for my kids. Did I do the right thing? 3. If I switch over to term will I lose what I signed up for? Thanks

 

 

How long of a grace period do you have after buying a car to get insurance???

i just bought a car and i just so hppen to get pulled over....i just bought the car the day before....so i give the cop all the information i had on the car and told him i bought it the day before, but he still gave me a ticket for no insurance and no plates, because the car had paper plates. i was told that i get a 10 day grace period but i don't know if thats true.

 

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free karma credit report

 

Teenage insurance on a Land Rover?

I'm 17 and I'm looking for insurance on my 2002 Land Rover 90 2.4. No companies will insure me for less than 3500 if at all! Any suggestions? Cheers!

 

 

Health Insurance Florida?

is there any health insurance available for a 23 year old in the state of Florida I make $600 a month but I don't have much leftover after I pay bills and the free clinic is always very crowded I can never see a doctor and I know my health is very bad so is there any health insurance that is similar to Medicaid I used to have that when I was a kid and you were able to see a doctor with that I am hoping to find insurance that's is affordable and doctor offices will accept thanks in advance

 

 

If i was to buy a car 300 miles away from where i live what would i do about insurance and driving back?

Hi Question pretty much says it all, , I cancelled my insurance few months ago when i sold my car, so it wouldnt be a matter of ringing them up and transferring over. I dont know how it works could i just drive it back and say i have just bought it if for whatever reason if i get pulled??

 

 

How do you find affordable medical insurance to cover family after the breadwinner becomes disabled?

How do you find affordable medical insurance to cover family after the breadwinner becomes disabled?

 

 

Car Insurance increase after moving?

I have just moved house and my car insurance has increased by 160. I have only moved half a mile from my previous address. If I ask my insurers to provide justification and proof for this rise (ie - why the area is higher risk) are they obliged to provide me with it?

 

 

Can I drive in the USA on UK car insurance?

We are taking our vehicle to the USA and travelling around for up to 12 months, can we use UK car insurance or do we have to insure the vehicle when we get to the States?

 

 

How much $ a month would insurance cost me?

I want to get a 93-97 Trans am, or Camaro. I'm a 21 year old male.

 

 

What would be cheaper, insurance wise (car title)?

Have the car title in my own name and have my own insurance, or have the car title in one of my parents name and be under their policy as a driver to the car?

 

 

What is a reasonable price for health insurance?

My employer is offering a group plan, but it doesn't seem affordable for me. $320/month to insure 3 people (2 parents and a child). That is a seriously huge chunk of my monthly income! Or 2 people cost $160/month. This is with a $250 individual deductible or $500 for family. Do I just have a skewed idea of what should be affordable? This is the first time I've been offered insurance through an employer. What does your health insurance cost you per month?

 

 

Need a quote on car insurance by Norwich Union. Just passed test.?

A friend needs a quote on car insurance. He has just passed his test and is about to buy his first car. All details can be provided to find a rough estamate before he purchases car insurance from yourselves.

 

 

Insurance on a Subaru STI?

I am considering getting a Subaru STI but I was wondering about what insurance is going to be. I am going to call my insurance company to find out exact but first I wanted to make sure it's not going to be way higher. Here is what I have paid in the past: Age 17-18: 1998 Mustang GT $110 Age 18-20: 2004 Dodge Ram 1500 $105 Age 20: 2006 Subaru STI ?????? Based on what I paid for the other 2 vehicles what do you think its going to be? Thanks!

 

 

Would you support higher road taxes and more expensive car insurance in return for cheaper public transport?

Would you support higher road taxes and more expensive car insurance in return for cheaper public transport?

 

 

Im an insurance agent and just got a dwi. How will that affect my insurance license?

Im an insurance agent and just got a dwi. How will that affect my insurance license?

 

 

Why did Geico raise my insurance just because I changed my ADDRESS!?

What in the hell was this all about?! I simply moved 30 mins away from my previous residence and ALL I NEEDED to do was just change my mailing address.....so I went online, gave them my new info.....and they said my premium was increased by over $60.00! Why is this? Has this happened to anyone else?

 

 

Where do you find affordable health insurance with a pre-existing condition?

Where do you find affordable health insurance with a pre-existing condition?

 

 

2000's Subaru WRX insurance info for a 20 year old in ct?

Hello I'm looking into purchasing either a 2002 or 2004 Subaru WRX. I live in Connecticut i am 20, have had my license for 2 years with no accidents or tickets. I would like to ...show more

 

 

How much is car insurance for a 16 year old girl?

My dad is going to get me a car when I turn sixteen. My friend already has a truck and she is sixteen. She pays 8OO$ a year. Does that mean it could be less for me since I will be driving a car and not a truck? Or would it be around the same price? (I go through state farm.)

 

 

HELP with car insurance for 17 year old?

I am trying to find cheap car insurance for a 17 year old :/ its proving hard and cheapest quote so far is 3500 with my mother as named driver. does anyone know any companys that specialise in young drivers insurance or ways to reduce it?

 

 

Driving without insurance?

Hi guys police gave me citation for not having insurance paper with me its registered under my cousin name we live the same address the car is insured but i don't have insurance if i go court and show car insurance they will give me ticket or what thank you.

 

 

Anyone with Tescos car insurance? Are they any good?

Got a good quote for my car insurance from them. Fully comp etc. But I would like to know what their customer service is like, whether they sort out claims quickly etc etc. Thanks

 

 

Car insurance question?

i was just wondering...if you chose to pay off car insurance all in one do you pay it off as soon as you get insurance or do you pay after the year is over ?

 

 

Car licence ,where to get a cheaper car insurance?

Hi there, Looking for cheap insurance? Im 17 near 18 ;) yesterday I past my exam and now Ive got the licence, but insurance is so expensive for me. Ive done the compare and the result was 17 000 for a year :( Please any advice to make it cheaper? Thank you all in advance. Cheers and have a good day.

 

 

Can I take out a life insurance policy on someone else?

My sister and I would like to take out some sort of life insurance for my mom since my mom does not have any savings/401k nor does she have any life insurance. We just want to be prepared for when she dies so that there won't be such a financial burden on the family. So, can we take out a life insurance policy on her? And do we have to have her consent to get her covered because she is very resistant to talking about dying and such?

 

 

If your under 30yrs old and you drive a car, how much is your car insurance each month, and who are you with..?

i want to get a car, but don't know where to start, ive tried the insurance website, but not sure what some things mean, as ive never had a car before, i just want some kind of idea of what range of money i will be paying out each month..thank you for your time.

 

 

Can a non-relative be added onto ones insurance?

Example: A friend and his daughter that are living with me He has no insurance, and wont be getting any for at least 6 months, and I am helping to support her. I would like to add her onto my insurance so she is at least covered in case of emergency.

 

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free karma credit report

 

How much is average insurance for someone under 18 that buys a 2006 BMW 325i e90?

This is one of my favourite e90 cars, that's a 4-door, if I'm under 18, how much would insurance be? OR even better, how much is YOUR insurance?

 

 

Getting Health Insurance?

I recently moved to New York City and the health insurance is expensive here. I was living in Virginia with my family and they still live there. Can I apply for Virginia health insurance, even though I'm living in NYC?

 

 

Do you get motorcycle insurance before or after you buy it?

Do you get motorcycle insurance before or after you buy it?

 

 

How much will insurance cost for a 16 year old kid with a licence.?

To add a 16 year old kid with a licence to his parents insurance, how much will it cost

 

 

Getting Health Insurance?

I am a 38 yr old female and I have a 45 yr old male signifigant other.I need to know how to get health insurance without having to provide income tax return.We both make under 20,000 a year and my job does not have health insurance and my partner is self employed.Is there a way to get health insurance like getting car insurance by just paying a mothly premium.We need health insurance badly because my partner has asthma.

 

 

Do amended tickets affect car insurance? if so how bad?

I need to know if the tickets that i got last year, but had them amended to non moving violations, will still affect my car insurance.

 

 

Will my car insurance premiums increase?

I just got pulled over for the second time in a 7 month period and was given a citation for turning right on no turn on red . Will my car insurance payments go up? How long does it usually take for the insurance company to find out about the citation?

 

 

Where is some good places (affordable) to get health insurance for the unemployed ( like babysitters)?

Where is some good places (affordable) to get health insurance for the unemployed ( like babysitters)?

 

 

What is the cheapest insurance for an 18 yo first time car?

i asked my uncle, he said it could be around $300 for 6 months, idk if it is true or not. but are there any cheap insurance? idk, please help. if i want to buy a new tundra, how much it does it cost?. i work full time. $3k/month.

 

 

Am I paying too much on car insurance?

Hi I am a learner driver and am paying 99 a month for my car insurance. I own a club corsa 1litre 51 reg. I am on fully comp insurance with elephant which is the cheapest i found. I have also insured my mum and bf who have both been driving for at least 5yrs but I am the main driver. Everyone seems to be paying less for their insurance even if they are boys with larger litre cars and all other details match. Am I getting overcharged? Surely it will go up when I past my test. Help please

 

 

Can my parents insure my car?

Planing on fianacing a car with my father a cosigner can he insure my car? Has anyone done this before? Or is currently doing this?

 

 

What should an 18-21 year old pay for motorcycle insurance? liability only?

if i were to get a motorcycle i would have to pay the insurance and i would like to know the cheapest but smartest way to do it.

 

 

How much does insurance cost for Top gear?

I need to find out how much Top Gear have to pay for there insurance for driving fast cars etc. Or how much will Jeremy Clarksons Insurance be? Hope you can help :)

 

 

What should my average house insurance cost?

I'm buying an older house (1920's-1930's) in a working class neighborhood in California for about $200K. What should I expect to pay for my standard homeowner's insurance?

 

 

Fair price for my car insurance?

Got my car insurance bill. I'm on a family plan with my mom and my sister. We did it because we were told it would save money. I'm in my late 20's, drive an older car(a '97), have never had a traffic ticket or accident, and have the basic coverage with a $500 deductible. Just the basics. It's $350 for 6 months. It went up from the last time I paid it. First, is that a decent price? Second, why does the insurance go up if I didn't get a ticket or accident?

 

 

Is this the big health insurance lie?

The legislation would impose several new fees on firms in the health sector. New fees would be imposed on providers of health insurance and on manufacturers and importers of medical devices. Both of those fees would be largely passed through to consumers in the form of HIGHER PREMIUMS for PRIVATE COVERAGE. Congressional Budget Office An Analysis of Health Insurance Premiums Under the Patient Protection and Affordable Care Act November 30, 2009 BUT..... The average premium for an unsubsidized, nongroup policy will cost 27-30% MORE. (same report) So won't private coverage decrease sharply ... And so too the fees collected from them ... which are suppose to pay for the subsidies . Or will really caring people flock to buy this extra expensive insurance?

 

 

Im 18 how much would insurance be on a 2006 330 i bmw?

Buying it

 

 

Would my car insurance pay out?

I was on the way home from work this morning after a 12 hour night shift at 7 in the morning on the m60 towards Bolton. A lorry driver in the fast lane needed to get across the lands and didn't see me in the middle lane so he hit the side of my car. The traffic was slow moving so it wasn't too hard a hit when when I looked at the damage it didn't look too bad at first just a bump on the side of my car and nothing to his so we didn't swap details, when I got home I realised it was worse than it was I've found a company that will fix it but will my insurance pay now? I'm with 1st central

 

 

Can you cancel your car insurance for a month and the get it back?

I'm going out of state for like 3-4 weeks and I was wondering if there's anyway to stop your car insurance for just that month and then Get it back when I come back without having to pay for it since that's kind of a waste. I have allstate

 

 

Can you help me figure out how much car insurance I'd be paying?

I'd like to get a cheap used car for personal use. I'd spend less than $2000 on it, so it'll be at least 10 years old, I imagine. I'm a 22-year old female. I have my Driver's Ed certificate. I live in Alberta, Canada. I have never owned a vehicle before so I have no history of accidents or tickets or anything. I've had my license for about a year now. If you know anything about insurance, can you please tell me approximately what my monthly insurance payment would be? Any help is much appreciated! Thanks in advance!

 

 

Is fully comprehensive insurance worth paying on a 1000 car?

I'm a 39 year old driver who's had a full licence since the age of 17, I have full no claims and although I've been involved in 2 accidents neither of them were my fault (fingers crossed I'm not to speak too soon). I'm only buying a car worth 1000 and the difference in cost between fully comp and 3rd party, fire & theft makes it worth thinking about going for the latter as the fully comp is 609 with 250 excess and TPFT 480 with 250 excess. Does anyone know, if I was involved in an accident cause by a 3rd party driver can I claim from their insurance? I remember on my 2nd accident (about 14 years ago before the recent technology) although I got all the details of the registration and the driver he gave me incorrect details and the DVLA never actually found him as the car had been in between owners. However I was put in contact with a type of agency who assist in these cases and I got reimbursed for my car and neither did it affect my insurance. How am I covered 3rd party if I have an accident that's the fault of the 3rd party? Logically I'm thinking that I can claim for my car from their insurance? Any advice appreciated, would you go fully comp or TPFT?

 

 

Where is some good places (affordable) to get health insurance for the unemployed ( like babysitters)?

Where is some good places (affordable) to get health insurance for the unemployed ( like babysitters)?

 

 

False Auto Insurance Claim Against A Friend?

A very close friend of mine received a call from his auto insurer yesterday regarding a 3rd party claim against him. According to the 3rd party, my friend hit their parked car (which was parked on the curb in front of their home), then parked his own car, went up to their house, rang their doorbell and exchanged insurance information. The 3rd party claims that this took place in a town that's more than 1 hour away from where we work and live. This allegedly happened 3 months ago. There are two major problems with this story: A- The alleged incident never happened. I carpool with my friend to and from work and was with him that night. B- The 3rd party has all of his insurance information. Could the insurance company have called the wrong person (i.e. gotten policy numbers mixed-up while processing the claim)? If not, how could a 3rd party have his insurance information? How common are fraudulent insurance claims (against another person)? And has anything similar happened to you or someone you know? My friend is a little worried because there is some minor damage to his rear bumper. We live in a major city and pretty much every 3rd car has nicks and scratches along the bumper from parking garage 'mysteries' and whatnot. Also, about 8 months ago, a young woman rear-ended us while we stationary, waiting to turn left at an intersection. Other than a scratch to his rear bumper caused by her license plate bolt, there was no cosmetic damage, and while we exchanged insurance information, my friend decided not to file a claim (she was very nice and didn't look as though she had a lot of money). I'd hate to think that it's her trying to commit fraud against him...

 

 

Temporary Car insurance??

Need temporary car insurance for about 3-4 weeks, our own policy runs out the middle of next month, but we have just ordered a mobility car, and it wont be here until 1st week in June. We call our current insurance company and was basically told they would charge us for 6 months and then a cancellation fee. What company offers the lowest price insurance for that short amount of time??

 

 

I double paid home insurance?

I just found out that I paid my homeowners insurance seperate and my morgage is paying for it as well. Its been 2 years....should I ask for a refund or what?

 

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https://www.linkedin.com/pulse/my-insurance-going-go-up-dylan-perry/